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Finance Calculator

EMI Calculator

Calculate your monthly EMI, total interest and total repayment from the loan amount, interest rate and tenure.

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Plan your loan with clarity

Adjust the loan amount, interest rate and tenure to instantly see your EMI, total interest and repayment journey.

₹
₹10,00,000
₹10.0K₹1.00 Cr
%
0%48%
Years
1 year30 years
Your monthly EMI
₹8.7K
₹8,678 per month
₹LOAN↓EMI✓REPAID
Principal 48%Interest 52%
Total interest
₹10.83 L
Total repayment
₹20.83 L
Principal amount
₹10,00,000
₹
Total interest
₹10,82,776
%
Total repayment
₹20,82,776
✓
Repayment journey
See how your outstanding balance declines while principal repayment grows.
BalancePrincipal paidInterest paid
Start10Y20Y
Starting balance
₹10.00 L
Ending balance
₹0
Repayment breakdown

Principal vs total interest

Interest
52%
Principal
₹10.00 L
Interest
₹10.83 L
Total
₹20.83 L
Loan snapshot
A ₹10.00 L loan costs approximately ₹10.83 L in interest.

At 8.5% annual interest for 20 years, the estimated monthly EMI is ₹8,678.

Interest share
52.0%
Payments
240

Results are estimates based on the entered loan amount, interest rate and tenure. Actual lender calculations may vary because of fees, rate changes, rounding and repayment terms.